ZIP
81124
CO · County 08021 · pop 332 (population)
29.8
Opportunity Index
WEAKNational rank #22973
Why This ZIP
ZIP 81124 ranks #22973 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 81124 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08021 — ZIP 81124 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08021 — ZIP 81124 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08021 — ZIP 81124 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 85.5 |
| Bank Institutional | 28.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22973
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.7
Pulse score24.5
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
85.5
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81124 | 24.5 | 20.3 | 0.0 | — |
| County 08021 | 30.1 | 20.5 | 0.0 | 15.1 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81120 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 37 | 17 |
| 81141 | 32.1 | EARLY_SIGNAL | VACANCY | — | 17 |
| 81148 | 31.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 81129 | 31.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 81101 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 19 |
| 81140 | 29.4 | WEAK | BANK_INSTITUTIONAL | 7 | 17 |
| 81151 | 28.5 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81124
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.