ZIP
81228
CO · County 08015 · pop 0 (equal)
29.0
Opportunity Index
WEAKNational rank #24951
Why This ZIP
ZIP 81228 ranks #24951 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 81228 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08015 — ZIP 81228 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08015 — ZIP 81228 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08015 — ZIP 81228 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 52.4 |
| Bank Institutional | 30.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#24951
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score23.4
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
52.4
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81228 | 23.4 | 19.8 | 0.0 | — |
| County 08015 | 32.9 | 21.1 | 0.0 | 22.0 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 80449 | 34.5 | EARLY_SIGNAL | VACANCY | 29 | 24 |
| 81211 | 33.9 | EARLY_SIGNAL | VACANCY | 28 | 18 |
| 81236 | 32.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 81227 | 32.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 81201 | 31.9 | EARLY_SIGNAL | VACANCY | 22 | 18 |
| 81242 | 30.2 | WEAK | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81228
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.