ZIP
81240
CO · County 08043 · pop 4,533 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15538
Why This ZIP
ZIP 81240 ranks #15538 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 42.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81240 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08043 — ZIP 81240 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08043 — ZIP 81240 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08043 — ZIP 81240 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.6 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 37.9 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15538
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp42.3
Pulse score26.2
Signal Breakdown — 10 Categories
Vacancy
13.7
Auction / REO
—
Construction Pressure
37.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
37.6
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
144.0
Price Cut %
4.0%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.7%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
37.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81240 | 26.2 | 18.5 | 0.0 | 37.6 |
| County 08043 | 29.1 | 18.7 | 0.0 | 27.1 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81226 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 17 |
| 81201 | 31.9 | EARLY_SIGNAL | VACANCY | 22 | 18 |
| 81223 | 31.2 | EARLY_SIGNAL | VACANCY | 27 | 16 |
| 81253 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 81244 | 30.8 | WEAK | VACANCY | — | 16 |
| 81212 | 30.8 | WEAK | BANK_INSTITUTIONAL | 27 | 16 |
| 81233 | 30.8 | WEAK | VACANCY | — | 16 |
| 81222 | 30.1 | WEAK | VACANCY | — | 14 |
| 81221 | 28.7 | WEAK | VACANCY | — | 16 |
| 81232 | 26.9 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81240
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.