ZIP
83204
ID · County 16077 · pop 18,400 (population)
27.5
Opportunity Index
WEAKNational rank #28145
Why This ZIP
ZIP 83204 ranks #28145 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 83204 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 16077 — ZIP 83204 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 16077 — ZIP 83204 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 16077 — ZIP 83204 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 30.5 |
| Foreclosure / Delinquency | 11.0 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.7 |
| Construction Pressure | 10.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#28145
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.9
Pulse score25.2
Signal Breakdown — 10 Categories
Vacancy
5.8
Auction / REO
—
Construction Pressure
10.1
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
30.5
Bank Institutional
65.7
Insurance Distress
0.0
Foreclosure / Delinquency
11.0
Top-Line Metrics
Avg DOM (days)
46.5
Price Cut %
18.9%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
5.8%
Bank Score
65.7
Insurance Score
0.0
Listings Discount
30.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 83204 | 25.2 | 7.6 | 0.0 | 30.5 |
| County 16077 | 25.7 | 7.3 | 0.0 | 32.6 |
| ID state avg | 28.1 | 14.0 | 0.0 | 23.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 83211 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 8 |
| 83271 | 29.4 | WEAK | VACANCY | 33 | 9 |
| 83212 | 26.2 | WEAK | VACANCY | — | 7 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/83204
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.