ZIP
83861
ID · County 16009 · pop 7,167 (population)
41.1
Opportunity Index
OVERHEATEDNational rank #1404
Why This ZIP
ZIP 83861 ranks #1404 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 83861 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 16009 — ZIP 83861 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 16009 — ZIP 83861 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 16009 — ZIP 83861 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 58.0 |
| Property Stress | 37.0 |
| Listings Discount | 34.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.4 |
| Construction Pressure | 38.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1404
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp37.7
Pulse score43.3
Signal Breakdown — 10 Categories
Vacancy
11.7
Auction / REO
—
Construction Pressure
38.5
FL Deep Bonus
—
Property Stress
37.0
HOA / Federal Liens
—
Listings Discount
34.9
Bank Institutional
68.4
Insurance Distress
0.0
Foreclosure / Delinquency
58.0
Top-Line Metrics
Avg DOM (days)
33.3
Price Cut %
20.8%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
11.7%
Bank Score
68.4
Insurance Score
0.0
Listings Discount
34.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 83861 | 43.3 | 41.9 | 0.0 | 34.9 |
| County 16009 | 43.2 | 42.0 | 0.0 | 31.8 |
| ID state avg | 28.1 | 13.9 | 0.0 | 23.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 83830 | 45.4 | STRONG_BUY | VACANCY | 53 | 37 |
| 83851 | 43.1 | OVERHEATED | VACANCY | 35 | 38 |
| 83866 | 39.8 | OVERHEATED | VACANCY | — | 38 |
| 83870 | 38.3 | OVERHEATED | VACANCY | — | 38 |
| 83824 | 37.0 | OVERHEATED | VACANCY | — | 34 |
| 99033 | 35.9 | EARLY_SIGNAL | VACANCY | 28 | 24 |
| 83812 | 35.9 | EARLY_SIGNAL | VACANCY | — | 24 |
| 83833 | 34.5 | EARLY_SIGNAL | VACANCY | 30 | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/83861
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.