ZIP
85544
AZ · County 04007 · pop 2,780 (population)
35.5
Opportunity Index
EARLY_SIGNALNational rank #8513
Why This ZIP
ZIP 85544 ranks #8513 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 85544 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04007 — ZIP 85544 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04007 — ZIP 85544 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04007 — ZIP 85544 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 60.0 |
| Foreclosure / Delinquency | 30.0 |
| Listings Discount | 29.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 86.5 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8513
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.0
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
60.0
Auction / REO
—
Construction Pressure
86.5
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
29.0
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
49.8
Price Cut %
4.2%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
60.0%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
29.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 85544 | 33.2 | 22.9 | 0.0 | 29.0 |
| County 04007 | 38.3 | 22.5 | 0.0 | 25.2 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 85501 | 41.0 | STRONG_BUY | VACANCY | 48 | 20 |
| 85541 | 37.6 | OVERHEATED | VACANCY | 31 | 20 |
| 85192 | 37.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 50 | 21 |
| 85539 | 36.5 | OVERHEATED | VACANCY | — | 20 |
| 85941 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 85553 | 35.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 85532 | 35.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 85135 | 33.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 85545 | 33.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 85550 | 33.0 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/85544
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.