ZIP
85615
AZ · County 04003 · pop 9,713 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14025
Why This ZIP
ZIP 85615 ranks #14025 nationally with phase EARLY_SIGNAL. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 44.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 85615 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04003 — ZIP 85615 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04003 — ZIP 85615 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04003 — ZIP 85615 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.2 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.8 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14025
PhaseEARLY_SIGNAL
Primary driverLISTINGS_DISCOUNT
Capital opp44.4
Pulse score25.8
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
57.8
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
41.2
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
90.6
Price Cut %
14.1%
Short-Sale Listings
11
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
41.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 85615 | 25.8 | 13.9 | 0.0 | 41.2 |
| County 04003 | 30.6 | 13.5 | 0.0 | 32.1 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 85605 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 61 | 19 |
| 85617 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 19 |
| 85643 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 45 | 14 |
| 85632 | 35.6 | WATCHLIST | VACANCY | 41 | 19 |
| 85607 | 35.5 | EARLY_SIGNAL | VACANCY | 34 | 19 |
| 85625 | 34.9 | WATCHLIST | VACANCY | 38 | 19 |
| 85603 | 34.9 | EARLY_SIGNAL | VACANCY | 32 | 19 |
| 85602 | 33.9 | EARLY_SIGNAL | VACANCY | 34 | 14 |
| 85606 | 33.9 | EARLY_SIGNAL | VACANCY | 34 | 19 |
| 85635 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/85615
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.