ZIP
87020
NM · County 35006 · pop 11,874 (population)
40.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #1711
Why This ZIP
ZIP 87020 ranks #1711 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 87020 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35006 — ZIP 87020 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35006 — ZIP 87020 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35006 — ZIP 87020 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.5 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 66.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1711
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.8
Pulse score41.8
Signal Breakdown — 10 Categories
Vacancy
15.2
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
45.5
Bank Institutional
66.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
144.0
Price Cut %
31.3%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
15.2%
Bank Score
66.0
Insurance Score
0.0
Listings Discount
45.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87020 | 41.8 | 19.3 | 0.0 | 45.5 |
| County 35006 | 33.1 | 18.2 | 0.0 | 23.0 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87321 | 41.0 | STRONG_BUY | VACANCY | 52 | 18 |
| 87357 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 19 |
| 87323 | 35.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 87045 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 87327 | 33.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 87034 | 31.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 87021 | 30.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 87049 | 29.3 | WEAK | VACANCY | — | 14 |
| 87051 | 29.3 | WEAK | VACANCY | — | 14 |
| 87315 | 29.3 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/87020
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.