ZIP
87104
NM · County 35001 · pop 13,369 (population)
27.5
Opportunity Index
WEAKNational rank #28152
Why This ZIP
ZIP 87104 ranks #28152 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 26.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 87104 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35001 — ZIP 87104 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35001 — ZIP 87104 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35001 — ZIP 87104 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 23.3 |
| Vacancy | 10.4 |
| Property Stress | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.6 |
| Construction Pressure | 32.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#28152
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp26.9
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
32.8
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
23.3
Bank Institutional
70.6
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
64.0
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
70.6
Insurance Score
0.0
Listings Discount
23.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87104 | 27.9 | 5.7 | 0.0 | 23.3 |
| County 35001 | 24.6 | 5.8 | 0.0 | 26.6 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87124 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 8 |
| 87068 | 31.4 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 41 | 15 |
| 87015 | 30.8 | WEAK | VACANCY | 38 | 17 |
| 87047 | 30.6 | WEAK | VACANCY | 37 | 10 |
| 87059 | 29.9 | WEAK | BANK_INSTITUTIONAL | 36 | 8 |
| 87048 | 29.6 | WEAK | VACANCY | 30 | 8 |
| 87105 | 29.4 | WEAK | BANK_INSTITUTIONAL | 35 | 8 |
| 87123 | 29.0 | WEAK | BANK_INSTITUTIONAL | 36 | 8 |
| 87120 | 28.7 | WEAK | BANK_INSTITUTIONAL | 35 | 8 |
| 87026 | 28.5 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/87104
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.