ZIP
88012
NM · County 35013 · pop 32,888 (population)
35.6
Opportunity Index
WATCHLISTNational rank #8294
Why This ZIP
ZIP 88012 ranks #8294 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 88012 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35013 — ZIP 88012 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35013 — ZIP 88012 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35013 — ZIP 88012 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.8 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.3 |
| Construction Pressure | 60.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8294
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
8.2
Auction / REO
—
Construction Pressure
60.1
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
41.8
Bank Institutional
62.3
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
3.5
Price Cut %
—%
Short-Sale Listings
17
Auction Events 90d
—
Vacancy %
8.2%
Bank Score
62.3
Insurance Score
0.0
Listings Discount
41.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 88012 | 34.0 | 15.3 | 0.0 | 41.8 |
| County 35013 | 30.6 | 15.2 | 0.0 | 30.5 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 88081 | 44.4 | STRONG_BUY | VACANCY | 56 | 27 |
| 88063 | 34.1 | WATCHLIST | VACANCY | 43 | 17 |
| 88005 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 17 |
| 88011 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 17 |
| 88007 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 17 |
| 87936 | 32.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 87937 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 88044 | 31.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 88047 | 31.6 | EARLY_SIGNAL | VACANCY | — | 17 |
| 88001 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 25 | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/88012
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.