ZIP
88316
NM · County 35027 · pop 2,319 (population)
40.3
Opportunity Index
OVERHEATEDNational rank #1912
Why This ZIP
ZIP 88316 ranks #1912 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 88316 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35027 — ZIP 88316 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35027 — ZIP 88316 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35027 — ZIP 88316 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 41.0 |
| Property Stress | 36.0 |
| Vacancy | 23.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 81.6 |
| Bank Institutional | 27.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1912
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.8
Pulse score39.3
Signal Breakdown — 10 Categories
Vacancy
23.4
Auction / REO
—
Construction Pressure
81.6
FL Deep Bonus
—
Property Stress
36.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
41.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
23.4%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 88316 | 39.3 | 38.2 | 0.0 | — |
| County 35027 | 39.6 | 35.1 | 0.0 | 30.0 |
| NM state avg | 29.8 | 13.9 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 88301 | 48.5 | STRONG_BUY | VACANCY | 63 | 36 |
| 88318 | 45.5 | STRONG_BUY | VACANCY | 56 | 32 |
| 88345 | 43.9 | STRONG_BUY | VACANCY | 38 | 36 |
| 88312 | 43.7 | STRONG_BUY | VACANCY | 44 | 36 |
| 88348 | 40.3 | OVERHEATED | VACANCY | — | 36 |
| 88341 | 39.1 | OVERHEATED | VACANCY | — | 36 |
| 88346 | 36.8 | OVERHEATED | VACANCY | 15 | 36 |
| 88201 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 37 | 24 |
| 88355 | 35.0 | EARLY_SIGNAL | VACANCY | — | 21 |
| 88324 | 35.0 | EARLY_SIGNAL | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/88316
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.