ZIP
88431
NM · County 35019 · pop 168 (population)
24.6
Opportunity Index
WEAKNational rank #32114
Why This ZIP
ZIP 88431 ranks #32114 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 88431 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35019 — ZIP 88431 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35019 — ZIP 88431 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35019 — ZIP 88431 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 25.0 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.5 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#32114
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.7
Pulse score16.5
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
25.0
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
106.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
25.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 88431 | 16.5 | 15.0 | 0.0 | 25.0 |
| County 35019 | 33.1 | 17.1 | 0.0 | 26.6 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 88435 | 35.0 | EARLY_SIGNAL | VACANCY | 34 | 17 |
| 88321 | 31.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 87724 | 29.1 | WEAK | VACANCY | — | 14 |
| 88353 | 29.1 | WEAK | VACANCY | — | 14 |
| 88417 | 29.1 | WEAK | VACANCY | — | 14 |
| 87711 | 27.8 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/88431
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.