ZIP
98801
WA · County 53007 · pop 44,422 (population)
38.6
Opportunity Index
OVERHEATEDNational rank #3571
Why This ZIP
ZIP 98801 ranks #3571 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 98801 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 53007 — ZIP 98801 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 53007 — ZIP 98801 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 53007 — ZIP 98801 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 46.0 |
| Property Stress | 40.0 |
| Listings Discount | 25.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.2 |
| Bank Institutional | 58.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3571
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp36.5
Pulse score40.0
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
68.2
FL Deep Bonus
—
Property Stress
40.0
HOA / Federal Liens
—
Listings Discount
25.7
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
46.0
Top-Line Metrics
Avg DOM (days)
77.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
25.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 98801 | 40.0 | 38.6 | 0.0 | 25.7 |
| County 53007 | 41.3 | 38.4 | 0.0 | 24.9 |
| WA state avg | 30.9 | 21.4 | 0.0 | 27.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 98816 | 43.8 | OVERHEATED | VACANCY | 35 | 40 |
| 98815 | 42.2 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 40 |
| 98822 | 42.0 | STRONG_BUY | VACANCY | 40 | 40 |
| 98826 | 41.5 | OVERHEATED | VACANCY | 25 | 40 |
| 98852 | 41.4 | OVERHEATED | VACANCY | 33 | 40 |
| 98847 | 40.9 | OVERHEATED | VACANCY | — | 40 |
| 98831 | 40.9 | OVERHEATED | VACANCY | — | 40 |
| 98846 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 40 | 31 |
| 98828 | 38.7 | OVERHEATED | VACANCY | — | 39 |
| 98811 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 27 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/98801
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.