ZIP
99040
WA · County 53065 · pop 535 (population)
38.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #3783
Why This ZIP
ZIP 99040 ranks #3783 nationally with phase PEAK_OPPORTUNITY. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 47.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 99040 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 53065 — ZIP 99040 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 53065 — ZIP 99040 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 53065 — ZIP 99040 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.9 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 61.7 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3783
PhasePEAK_OPPORTUNITY
Primary driverLISTINGS_DISCOUNT
Capital opp47.9
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
9.3
Auction / REO
—
Construction Pressure
61.7
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
49.9
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.3%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
49.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 99040 | 32.1 | 25.1 | 0.0 | 49.9 |
| County 53065 | 33.9 | 25.0 | 0.0 | 19.5 |
| WA state avg | 30.9 | 21.4 | 0.0 | 27.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 99122 | 40.7 | OVERHEATED | VACANCY | 35 | 29 |
| 99109 | 36.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 23 |
| 99129 | 36.4 | OVERHEATED | VACANCY | 34 | 23 |
| 99181 | 36.2 | EARLY_SIGNAL | VACANCY | 35 | 23 |
| 99148 | 36.0 | EARLY_SIGNAL | VACANCY | 32 | 23 |
| 99173 | 35.6 | EARLY_SIGNAL | VACANCY | 33 | 23 |
| 99101 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 99131 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 99167 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 99157 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/99040
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.