ZIP
99103
WA · County 53043 · pop 534 (population)
36.9
Opportunity Index
OVERHEATEDNational rank #5847
Why This ZIP
ZIP 99103 ranks #5847 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 99103 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 53043 — ZIP 99103 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 53043 — ZIP 99103 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 53043 — ZIP 99103 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 44.0 |
| Listings Discount | 32.5 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.2 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5847
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.8
Pulse score33.6
Signal Breakdown — 10 Categories
Vacancy
18.1
Auction / REO
—
Construction Pressure
68.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
32.5
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
44.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
18.1%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
32.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 99103 | 33.6 | 29.8 | 0.0 | 32.5 |
| County 53043 | 37.9 | 31.7 | 0.0 | 22.1 |
| WA state avg | 30.5 | 20.6 | 0.0 | 27.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 99185 | 42.1 | STRONG_BUY | VACANCY | 41 | 29 |
| 99122 | 40.7 | OVERHEATED | VACANCY | 35 | 29 |
| 99147 | 37.3 | OVERHEATED | VACANCY | — | 29 |
| 99159 | 36.8 | OVERHEATED | VACANCY | — | 23 |
| 99134 | 36.2 | EARLY_SIGNAL | VACANCY | 29 | 29 |
| 99117 | 36.0 | EARLY_SIGNAL | VACANCY | — | 29 |
| 99144 | 35.6 | EARLY_SIGNAL | VACANCY | — | 24 |
| 99032 | 34.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 99169 | 34.5 | WATCHLIST | VACANCY | 38 | 12 |
| 99008 | 34.4 | EARLY_SIGNAL | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/99103
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.