ZIP
99205
WA · County 53063 · pop 43,340 (population)
35.2
Opportunity Index
WATCHLISTNational rank #9170
Why This ZIP
ZIP 99205 ranks #9170 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 99205 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 53063 — ZIP 99205 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 53063 — ZIP 99205 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 53063 — ZIP 99205 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.7 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.3 |
| Construction Pressure | 48.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9170
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.1
Pulse score33.3
Signal Breakdown — 10 Categories
Vacancy
5.6
Auction / REO
—
Construction Pressure
48.4
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
37.7
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
61.2
Price Cut %
10.9%
Short-Sale Listings
12
Auction Events 90d
—
Vacancy %
5.6%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
37.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 99205 | 33.3 | 22.7 | 0.0 | 37.7 |
| County 53063 | 31.1 | 22.6 | 0.0 | 30.5 |
| WA state avg | 30.5 | 20.6 | 0.0 | 27.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 99030 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 40 | 22 |
| 99156 | 36.8 | OVERHEATED | VACANCY | 31 | 23 |
| 99019 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 22 |
| 99033 | 35.8 | EARLY_SIGNAL | VACANCY | 28 | 24 |
| 99170 | 35.4 | EARLY_SIGNAL | VACANCY | — | 23 |
| 99212 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 22 |
| 99003 | 34.6 | EARLY_SIGNAL | VACANCY | 36 | 22 |
| 99032 | 34.6 | EARLY_SIGNAL | VACANCY | — | 26 |
| 99008 | 34.4 | EARLY_SIGNAL | VACANCY | — | 28 |
| 99207 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 22 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/99205
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.