County FIPS
12109
FL · 12 ZIPs · pop weight 343276.0
37.5
Opportunity Index
STRONG_BUYWhy Ranked #85
Ranked STRONG_BUY: distress pressure (38%) meets capital edge. Top driver: VACANCY. Discount available: partial.
County 12109 (FL)
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
County 12109 (FL)National 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in 12109 (FL) — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| VACANCY | 60.5 |
| LISTINGS_DISCOUNT | 38.0 |
| FORECLOSURE | 33.7 |
▼ Top 3 Risk Signals
| LONG_DOM | 100.0 |
| BANK_STRESS | 58.1 |
⚠ Missing Data
auction_events
Coverage: 100%
Confidence: HIGH
⇅ Rank Movement
National rank#85
State rank#13
Previous national#106
7d Δ-0.5
Signal Breakdown
Property Stress
32.8
Bank Stress
58.1
Foreclosure
33.7
Insurance Distress
0.0
Listings Discount
38.0
Avg DOM (days)
57.7
Short-Sale Listings
40
Auction Events 90d
0
Vacancy %
12.1%
Benchmark vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| This county | 42.4 | 33.7 | 0.0 | 38.0 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
ZIPs in 12109 — Top Opportunities (12 ZIPs)
| ZIP | Opp | Phase | Driver | Disc | Stress | Bank | Vac |
|---|---|---|---|---|---|---|---|
| 32145 | 45.5 | STRONG_BUY | VACANCY | 48 | 33 | 67 | 16.1 |
| 32131 | 42.9 | STRONG_BUY | VACANCY | 44 | 28 | 67 | 17.1 |
| 32092 | 42.6 | STRONG_BUY | BANK_INSTITUTIONAL | 42 | 33 | 61 | 8.9 |
| 32095 | 42.2 | STRONG_BUY | BANK_INSTITUTIONAL | 41 | 33 | 63 | 8.1 |
| 32080 | 42.1 | OVERHEATED | VACANCY | 33 | 33 | 58 | 37.8 |
| 32084 | 42.0 | OVERHEATED | VACANCY | 34 | 33 | 57 | 18.6 |
| 32259 | 41.7 | STRONG_BUY | BANK_INSTITUTIONAL | 43 | 33 | 57 | 5.2 |
| 32082 | 41.3 | OVERHEATED | VACANCY | 33 | 33 | 58 | 16.1 |
| 32033 | 40.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 33 | 31 | 10.1 |
| 32086 | 40.2 | OVERHEATED | BANK_INSTITUTIONAL | 32 | 33 | 57 | 10.8 |
| 32081 | 39.8 | OVERHEATED | BANK_INSTITUTIONAL | 36 | 32 | 59 | 5.9 |
| 32224 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 24 | 58 | 8.1 |
DLRadar data · last update 10/20/2026, 9:30:06 AM