ZIP
32131
FL · County 12107 · pop 4,596 (population)
42.9
Opportunity Index
STRONG_BUYNational rank #667
Why This ZIP
ZIP 32131 ranks #667 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 40.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32131 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12107 — ZIP 32131 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12107 — ZIP 32131 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12107 — ZIP 32131 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.5 |
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 28.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.5 |
| Bank Institutional | 66.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#667
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp40.0
Pulse score44.8
Signal Breakdown — 10 Categories
Vacancy
17.1
Auction / REO
—
Construction Pressure
78.5
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
44.5
Bank Institutional
66.7
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
113.0
Price Cut %
36.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
17.1%
Bank Score
66.7
Insurance Score
0.0
Listings Discount
44.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32131 | 44.8 | 30.5 | 0.0 | 44.5 |
| County 12107 | 35.6 | 29.1 | 0.0 | 42.0 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32145 | 45.5 | STRONG_BUY | VACANCY | 48 | 33 |
| 32148 | 42.0 | STRONG_BUY | VACANCY | 55 | 28 |
| 32181 | 41.8 | STRONG_BUY | VACANCY | 58 | 28 |
| 32666 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 46 | 25 |
| 32112 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 42 | 28 |
| 32134 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 47 | 25 |
| 32189 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 43 | 28 |
| 32640 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 25 |
| 32177 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 28 |
| 32140 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 38 | 27 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/32131
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.