ZIP
05494
VT · County 50007 · pop 1,771 (population)
26.4
Opportunity Index
WEAKNational rank #29995
Why This ZIP
ZIP 05494 ranks #29995 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 05494 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 50007 — ZIP 05494 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 50007 — ZIP 05494 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 50007 — ZIP 05494 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 16.0 |
| Vacancy | 4.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29995
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.1
Pulse score19.2
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 05494 | 19.2 | 18.4 | 0.0 | — |
| County 50007 | 27.0 | 18.2 | 0.0 | 24.7 |
| VT state avg | 34.4 | 24.8 | 0.0 | 26.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 05676 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 26 |
| 05477 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 19 |
| 05468 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 19 |
| 05465 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 19 |
| 05482 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 19 |
| 05445 | 32.0 | EARLY_SIGNAL | VACANCY | 37 | 19 |
| 05444 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 05403 | 30.8 | WEAK | BANK_INSTITUTIONAL | 35 | 19 |
| 05408 | 30.7 | WEAK | BANK_INSTITUTIONAL | 34 | 19 |
| 05446 | 30.5 | WEAK | BANK_INSTITUTIONAL | 27 | 19 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/05494
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.