ZIP
22646
VA · County 51043 · pop 0 (equal)
25.6
Opportunity Index
WEAKNational rank #31099
Why This ZIP
ZIP 22646 ranks #31099 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.4, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 22646 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51043 — ZIP 22646 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51043 — ZIP 22646 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51043 — ZIP 22646 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.0 |
| Construction Pressure | 25.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#31099
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.4
Pulse score18.4
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
25.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22646 | 18.4 | 14.4 | 0.0 | — |
| County 51043 | 28.7 | 14.9 | 0.0 | 5.9 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22630 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 16 |
| 22620 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 14 |
| 22611 | 30.1 | WEAK | BANK_INSTITUTIONAL | — | 14 |
| 22663 | 29.7 | WEAK | VACANCY | — | 14 |
| 20135 | 27.0 | WEAK | VACANCY | — | 11 |
| 20130 | 25.8 | WEAK | BANK_INSTITUTIONAL | 27 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/22646
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.