ZIP
22630
VA · County 51187 · pop 35,211 (population)
33.0
Opportunity Index
EARLY_SIGNALNational rank #14532
Why This ZIP
ZIP 22630 ranks #14532 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22630 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51187 — ZIP 22630 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51187 — ZIP 22630 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51187 — ZIP 22630 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.8 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 61.4 |
| Bank Institutional | 54.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#14532
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.9
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
61.4
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
33.8
Bank Institutional
54.2
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
69.8
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
54.2
Insurance Score
0.0
Listings Discount
33.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22630 | 31.1 | 17.3 | 0.0 | 33.8 |
| County 51187 | 30.1 | 16.7 | 0.0 | 33.2 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22610 | 33.5 | EARLY_SIGNAL | VACANCY | 36 | 16 |
| 22657 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 22642 | 32.5 | EARLY_SIGNAL | VACANCY | 41 | 13 |
| 22645 | 29.8 | WEAK | LISTINGS_DISCOUNT | 34 | 13 |
| 22663 | 29.7 | WEAK | VACANCY | — | 14 |
| 22655 | 26.4 | WEAK | BANK_INSTITUTIONAL | 15 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/22630
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.