ZIP
22645
VA · County 51069 · pop 4,344 (population)
29.8
Opportunity Index
WEAKNational rank #23003
Why This ZIP
ZIP 22645 ranks #23003 nationally with phase WEAK. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 40.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22645 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51069 — ZIP 22645 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51069 — ZIP 22645 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51069 — ZIP 22645 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.0 |
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.1 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23003
PhaseWEAK
Primary driverLISTINGS_DISCOUNT
Capital opp40.4
Pulse score22.8
Signal Breakdown — 10 Categories
Vacancy
5.3
Auction / REO
—
Construction Pressure
57.1
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
34.0
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
4.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
5.3%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
34.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22645 | 22.8 | 12.8 | 0.0 | 34.0 |
| County 51069 | 26.5 | 9.6 | 0.0 | 24.2 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22630 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 16 |
| 22637 | 31.7 | EARLY_SIGNAL | VACANCY | — | 11 |
| 22602 | 30.6 | WEAK | BANK_INSTITUTIONAL | 35 | 11 |
| 22603 | 30.6 | WEAK | BANK_INSTITUTIONAL | 33 | 11 |
| 22654 | 30.2 | WEAK | VACANCY | — | 13 |
| 22663 | 29.7 | WEAK | VACANCY | — | 14 |
| 22625 | 28.2 | WEAK | VACANCY | — | 11 |
| 22601 | 27.5 | WEAK | BANK_INSTITUTIONAL | 21 | 17 |
| 22624 | 26.9 | WEAK | VACANCY | — | 11 |
| 22655 | 26.4 | WEAK | BANK_INSTITUTIONAL | 15 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/22645
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.