ZIP
22642
VA · County 51187 · pop 4,130 (population)
32.5
Opportunity Index
EARLY_SIGNALNational rank #15841
Why This ZIP
ZIP 22642 ranks #15841 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 43.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22642 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51187 — ZIP 22642 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51187 — ZIP 22642 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51187 — ZIP 22642 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.9 |
| Vacancy | 21.9 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 28.5 |
| Construction Pressure | 24.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15841
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp43.2
Pulse score25.4
Signal Breakdown — 10 Categories
Vacancy
21.9
Auction / REO
—
Construction Pressure
24.2
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
40.9
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
21.9%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
40.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22642 | 25.4 | 13.5 | 0.0 | 40.9 |
| County 51187 | 30.1 | 16.7 | 0.0 | 33.2 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22610 | 33.5 | EARLY_SIGNAL | VACANCY | 36 | 16 |
| 22657 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 22630 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 16 |
| 22645 | 29.8 | WEAK | LISTINGS_DISCOUNT | 34 | 13 |
| 22663 | 29.7 | WEAK | VACANCY | — | 14 |
| 22655 | 26.4 | WEAK | BANK_INSTITUTIONAL | 15 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/22642
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.