ZIP
22827
VA · County 51165 · pop 10,357 (population)
33.5
Opportunity Index
WATCHLISTNational rank #13257
Why This ZIP
ZIP 22827 ranks #13257 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22827 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51165 — ZIP 22827 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51165 — ZIP 22827 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51165 — ZIP 22827 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.2 |
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.8 |
| Construction Pressure | 39.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13257
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
6.2
Auction / REO
—
Construction Pressure
39.1
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
38.2
Bank Institutional
57.8
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.2%
Bank Score
57.8
Insurance Score
0.0
Listings Discount
38.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22827 | 31.0 | 18.5 | 0.0 | 38.2 |
| County 51165 | 27.7 | 16.0 | 0.0 | 13.4 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22849 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 24441 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 12 |
| 22844 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 18 |
| 22815 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 16 |
| 22812 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 14 |
| 22853 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 22840 | 30.4 | WEAK | VACANCY | — | 16 |
| 22850 | 30.1 | WEAK | VACANCY | — | 16 |
| 22802 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 24471 | 29.4 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/22827
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.