ZIP
22845
VA · County 51171 · pop 54 (population)
28.3
Opportunity Index
WEAKNational rank #26496
Why This ZIP
ZIP 22845 ranks #26496 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 22845 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51171 — ZIP 22845 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51171 — ZIP 22845 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51171 — ZIP 22845 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.6 |
| Bank Institutional | 28.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26496
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp37.7
Pulse score22.0
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
62.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22845 | 22.0 | 18.6 | 0.0 | — |
| County 51171 | 33.5 | 20.0 | 0.0 | 22.0 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22842 | 36.3 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22824 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 19 |
| 22810 | 35.0 | EARLY_SIGNAL | VACANCY | 35 | 19 |
| 22664 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 19 |
| 22844 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 18 |
| 22657 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 18 |
| 22815 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 16 |
| 22641 | 32.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22652 | 32.9 | EARLY_SIGNAL | VACANCY | — | 19 |
| 22660 | 32.8 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/22845
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.