ZIP
22940
VA · County 51003 · pop 935 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15254
Why This ZIP
ZIP 22940 ranks #15254 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 40.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 22940 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51003 — ZIP 22940 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51003 — ZIP 22940 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51003 — ZIP 22940 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 32.1 |
| Listings Discount | 30.8 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.3 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15254
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp40.0
Pulse score27.8
Signal Breakdown — 10 Categories
Vacancy
32.1
Auction / REO
—
Construction Pressure
53.3
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
30.8
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
62.5
Price Cut %
21.6%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
32.1%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
30.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 22940 | 27.8 | 16.7 | 0.0 | 30.8 |
| County 51003 | 26.6 | 14.5 | 0.0 | 14.9 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 22938 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 42 | 27 |
| 24590 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 22969 | 35.7 | WATCHLIST | VACANCY | 42 | 22 |
| 24562 | 34.5 | EARLY_SIGNAL | VACANCY | 31 | 22 |
| 22923 | 33.3 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 44 | 15 |
| 22920 | 33.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 22935 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 22942 | 32.5 | EARLY_SIGNAL | VACANCY | 26 | 15 |
| 22946 | 30.7 | WEAK | VACANCY | — | 15 |
| 22943 | 30.7 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/22940
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.