ZIP
23081
VA · County 51095 · pop 0 (equal)
28.7
Opportunity Index
WEAKNational rank #25659
Why This ZIP
ZIP 23081 ranks #25659 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.6, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 23081 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51095 — ZIP 23081 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51095 — ZIP 23081 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51095 — ZIP 23081 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.2 |
| Construction Pressure | 55.7 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#25659
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.6
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
55.7
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
66.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23081 | 28.8 | 7.8 | 0.0 | — |
| County 51095 | 26.9 | 9.7 | 0.0 | 27.5 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23168 | 30.5 | WEAK | LISTINGS_DISCOUNT | 42 | 12 |
| 23185 | 30.0 | WEAK | VACANCY | 26 | 12 |
| 23188 | 28.7 | WEAK | BANK_INSTITUTIONAL | 26 | 11 |
| 23089 | 26.9 | WEAK | VACANCY | — | 6 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23081
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.