ZIP
23103
VA · County 51075 · pop 6,657 (population)
30.6
Opportunity Index
WEAKNational rank #20956
Why This ZIP
ZIP 23103 ranks #20956 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 23103 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51075 — ZIP 23103 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51075 — ZIP 23103 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51075 — ZIP 23103 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 11.0 |
| Vacancy | 3.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 92.5 |
| Bank Institutional | 55.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20956
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.1
Pulse score30.2
Signal Breakdown — 10 Categories
Vacancy
3.7
Auction / REO
—
Construction Pressure
92.5
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
55.7
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.7%
Bank Score
55.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23103 | 30.2 | 11.8 | 0.0 | — |
| County 51075 | 27.8 | 11.1 | 0.0 | 18.5 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23117 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 15 |
| 23038 | 32.9 | EARLY_SIGNAL | VACANCY | 29 | 15 |
| 23063 | 32.5 | EARLY_SIGNAL | VACANCY | — | 11 |
| 23093 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 20 | 16 |
| 23238 | 30.2 | WEAK | BANK_INSTITUTIONAL | 32 | 10 |
| 23039 | 30.1 | WEAK | VACANCY | — | 11 |
| 23233 | 29.5 | WEAK | BANK_INSTITUTIONAL | 34 | 10 |
| 23065 | 29.4 | WEAK | VACANCY | — | 12 |
| 23059 | 29.3 | WEAK | BANK_INSTITUTIONAL | 34 | 8 |
| 23153 | 29.0 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/23103
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.