ZIP
23238
VA · County 51075 · pop 25,893 (population)
30.2
Opportunity Index
WEAKNational rank #21981
Why This ZIP
ZIP 23238 ranks #21981 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23238 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51075 — ZIP 23238 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51075 — ZIP 23238 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51075 — ZIP 23238 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.3 |
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.1 |
| Construction Pressure | 48.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21981
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.9
Pulse score27.7
Signal Breakdown — 10 Categories
Vacancy
8.5
Auction / REO
—
Construction Pressure
48.6
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
32.3
Bank Institutional
55.1
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
88.5
Price Cut %
19.6%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.5%
Bank Score
55.1
Insurance Score
0.0
Listings Discount
32.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23238 | 27.7 | 10.4 | 0.0 | 32.3 |
| County 51075 | 27.8 | 11.1 | 0.0 | 18.5 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23117 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 15 |
| 23038 | 32.9 | EARLY_SIGNAL | VACANCY | 29 | 15 |
| 23063 | 32.5 | EARLY_SIGNAL | VACANCY | — | 11 |
| 23093 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 20 | 16 |
| 23103 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 23039 | 30.1 | WEAK | VACANCY | — | 11 |
| 23233 | 29.5 | WEAK | BANK_INSTITUTIONAL | 34 | 10 |
| 23065 | 29.4 | WEAK | VACANCY | — | 12 |
| 23059 | 29.3 | WEAK | BANK_INSTITUTIONAL | 34 | 8 |
| 23153 | 29.0 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/23238
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.