ZIP
23116
VA · County 51085 · pop 34,058 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17232
Why This ZIP
ZIP 23116 ranks #17232 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23116 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51085 — ZIP 23116 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51085 — ZIP 23116 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51085 — ZIP 23116 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.6 |
| Property Stress | 7.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 90.1 |
| Bank Institutional | 53.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#17232
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp37.3
Pulse score28.5
Signal Breakdown — 10 Categories
Vacancy
1.7
Auction / REO
—
Construction Pressure
90.1
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
41.6
Bank Institutional
53.6
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
1.7%
Bank Score
53.6
Insurance Score
0.0
Listings Discount
41.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23116 | 28.5 | 5.9 | 0.0 | 41.6 |
| County 51085 | 26.0 | 6.3 | 0.0 | 25.9 |
| VA state avg | 26.9 | 12.0 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23024 | 33.2 | EARLY_SIGNAL | VACANCY | 36 | 14 |
| 22546 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 10 |
| 23069 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 23047 | 29.8 | WEAK | VACANCY | — | 8 |
| 23192 | 29.6 | WEAK | LISTINGS_DISCOUNT | 35 | 7 |
| 23059 | 29.3 | WEAK | BANK_INSTITUTIONAL | 34 | 8 |
| 23102 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 23015 | 27.8 | WEAK | VACANCY | — | 8 |
| 23111 | 26.9 | WEAK | BANK_INSTITUTIONAL | 19 | 7 |
| 23146 | 26.8 | WEAK | BANK_INSTITUTIONAL | — | 8 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/23116
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.