ZIP
23226
VA · County 51760 · pop 15,764 (population)
31.3
Opportunity Index
EARLY_SIGNALNational rank #19113
Why This ZIP
ZIP 23226 ranks #19113 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23226 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51760 — ZIP 23226 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51760 — ZIP 23226 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51760 — ZIP 23226 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.9 |
| Foreclosure / Delinquency | 15.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.8 |
| Construction Pressure | 48.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19113
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.8
Pulse score28.3
Signal Breakdown — 10 Categories
Vacancy
6.9
Auction / REO
—
Construction Pressure
48.1
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
35.9
Bank Institutional
54.8
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.9%
Bank Score
54.8
Insurance Score
0.0
Listings Discount
35.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23226 | 28.3 | 11.8 | 0.0 | 35.9 |
| County 51760 | 27.2 | 11.8 | 0.0 | 18.7 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23222 | 30.3 | WEAK | BANK_INSTITUTIONAL | 28 | 11 |
| 23224 | 30.1 | WEAK | BANK_INSTITUTIONAL | 24 | 13 |
| 23235 | 29.3 | WEAK | BANK_INSTITUTIONAL | 39 | 8 |
| 23219 | 28.3 | WEAK | VACANCY | 13 | 13 |
| 23230 | 28.2 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 23234 | 28.2 | WEAK | BANK_INSTITUTIONAL | 31 | 8 |
| 23227 | 27.6 | WEAK | VACANCY | 19 | 10 |
| 23221 | 27.0 | WEAK | BANK_INSTITUTIONAL | 17 | 13 |
| 23223 | 26.7 | WEAK | BANK_INSTITUTIONAL | 20 | 10 |
| 23231 | 26.6 | WEAK | BANK_INSTITUTIONAL | 24 | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23226
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.