ZIP
23231
VA · County 51087 · pop 37,949 (population)
26.6
Opportunity Index
WEAKNational rank #29692
Why This ZIP
ZIP 23231 ranks #29692 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 23231 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 51087 — ZIP 23231 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 51087 — ZIP 23231 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 51087 — ZIP 23231 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 23.5 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.1 |
| Construction Pressure | 37.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#29692
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.8
Pulse score23.8
Signal Breakdown — 10 Categories
Vacancy
4.5
Auction / REO
—
Construction Pressure
37.5
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
23.5
Bank Institutional
53.1
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
113.1
Price Cut %
3.5%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
4.5%
Bank Score
53.1
Insurance Score
0.0
Listings Discount
23.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 23231 | 23.8 | 9.4 | 0.0 | 23.5 |
| County 51087 | 25.5 | 9.5 | 0.0 | 27.1 |
| VA state avg | 27.0 | 12.3 | 0.0 | 24.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 23030 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 17 |
| 23226 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 12 |
| 23075 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 9 |
| 23150 | 30.5 | WEAK | BANK_INSTITUTIONAL | 39 | 9 |
| 23222 | 30.3 | WEAK | BANK_INSTITUTIONAL | 28 | 11 |
| 23238 | 30.2 | WEAK | BANK_INSTITUTIONAL | 32 | 10 |
| 23228 | 29.5 | WEAK | BANK_INSTITUTIONAL | 35 | 9 |
| 23233 | 29.5 | WEAK | BANK_INSTITUTIONAL | 34 | 10 |
| 23059 | 29.3 | WEAK | BANK_INSTITUTIONAL | 34 | 8 |
| 23230 | 28.2 | WEAK | BANK_INSTITUTIONAL | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/23231
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.