ZIP
25404
WV · County 54003 · pop 22,809 (population)
30.2
Opportunity Index
WEAKNational rank #21979
Why This ZIP
ZIP 25404 ranks #21979 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 25404 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54003 — ZIP 25404 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54003 — ZIP 25404 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54003 — ZIP 25404 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.7 |
| Property Stress | 9.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.9 |
| Construction Pressure | 40.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21979
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score26.2
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
40.5
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
38.7
Bank Institutional
55.9
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
33.2
Price Cut %
26.3%
Short-Sale Listings
12
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
55.9
Insurance Score
0.0
Listings Discount
38.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 25404 | 26.2 | 6.5 | 0.0 | 38.7 |
| County 54003 | 27.4 | 6.9 | 0.0 | 41.4 |
| WV state avg | 33.8 | 21.6 | 0.0 | 25.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 25427 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 11 |
| 25430 | 33.6 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 12 |
| 25405 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 48 | 9 |
| 25443 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 12 |
| 25419 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 9 |
| 25428 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 46 | 9 |
| 25403 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 9 |
| 25413 | 31.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 49 | 9 |
| 25420 | 29.7 | WEAK | LISTINGS_DISCOUNT | 44 | 9 |
| 25401 | 28.1 | WEAK | BANK_INSTITUTIONAL | 28 | 9 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/25404
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.