ZIP
26038
WV · County 54051 · pop 2,926 (population)
40.4
Opportunity Index
OVERHEATEDNational rank #1846
Why This ZIP
ZIP 26038 ranks #1846 nationally with phase OVERHEATED. Primary driver: FORECLOSURE_DELINQUENCY. Capital opportunity score is 42.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 26038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54051 — ZIP 26038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54051 — ZIP 26038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54051 — ZIP 26038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 59.0 |
| Property Stress | 42.0 |
| Vacancy | 2.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1846
PhaseOVERHEATED
Primary driverFORECLOSURE_DELINQUENCY
Capital opp42.7
Pulse score38.8
Signal Breakdown — 10 Categories
Vacancy
2.6
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
42.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
59.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
2.6%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26038 | 38.8 | 45.6 | 0.0 | — |
| County 54051 | 44.0 | 39.8 | 0.0 | 27.5 |
| WV state avg | 33.8 | 21.6 | 0.0 | 25.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26040 | 51.1 | STRONG_BUY | VACANCY | 54 | 42 |
| 26033 | 46.9 | OVERHEATED | VACANCY | — | 42 |
| 26041 | 45.5 | STRONG_BUY | VACANCY | 37 | 42 |
| 26039 | 43.8 | OVERHEATED | VACANCY | — | 42 |
| 26031 | 43.4 | OVERHEATED | VACANCY | — | 42 |
| 26155 | 41.2 | STRONG_BUY | VACANCY | 56 | 31 |
| 26036 | 39.9 | OVERHEATED | VACANCY | — | 31 |
| 26055 | 38.1 | OVERHEATED | VACANCY | — | 26 |
| 26003 | 38.1 | OVERHEATED | VACANCY | 29 | 30 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/26038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.