ZIP
26040
WV · County 54051 · pop 1,855 (population)
51.1
Opportunity Index
STRONG_BUYNational rank #16
Why This ZIP
ZIP 26040 ranks #16 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 47.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 26040 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54051 — ZIP 26040 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54051 — ZIP 26040 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54051 — ZIP 26040 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 59.0 |
| Listings Discount | 53.5 |
| Property Stress | 42.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 61.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp47.5
Pulse score53.5
Signal Breakdown — 10 Categories
Vacancy
21.4
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
42.0
HOA / Federal Liens
—
Listings Discount
53.5
Bank Institutional
61.7
Insurance Distress
0.0
Foreclosure / Delinquency
59.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
21.4%
Bank Score
61.7
Insurance Score
0.0
Listings Discount
53.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26040 | 53.5 | 45.6 | 0.0 | 53.5 |
| County 54051 | 44.0 | 39.8 | 0.0 | 27.5 |
| WV state avg | 33.8 | 21.6 | 0.0 | 25.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26033 | 46.9 | OVERHEATED | VACANCY | — | 42 |
| 26041 | 45.5 | STRONG_BUY | VACANCY | 37 | 42 |
| 26039 | 43.8 | OVERHEATED | VACANCY | — | 42 |
| 26031 | 43.4 | OVERHEATED | VACANCY | — | 42 |
| 26155 | 41.2 | STRONG_BUY | VACANCY | 56 | 31 |
| 26038 | 40.4 | OVERHEATED | FORECLOSURE_DELINQUENCY | — | 42 |
| 26036 | 39.9 | OVERHEATED | VACANCY | — | 31 |
| 26003 | 38.1 | OVERHEATED | VACANCY | 29 | 30 |
| 26055 | 38.1 | OVERHEATED | VACANCY | — | 26 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/26040
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.