ZIP
26638
WV · County 54021 · pop 307 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15545
Why This ZIP
ZIP 26638 ranks #15545 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 26638 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 54021 — ZIP 26638 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 54021 — ZIP 26638 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 54021 — ZIP 26638 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 26.5 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15545
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.7
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
26.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 26638 | 27.9 | 23.0 | 0.0 | — |
| County 54021 | 36.7 | 20.8 | 0.0 | 6.2 |
| WV state avg | 33.8 | 21.6 | 0.0 | 25.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 26147 | 46.2 | STRONG_BUY | VACANCY | 59 | 25 |
| 26411 | 42.6 | STRONG_BUY | VACANCY | 48 | 28 |
| 26430 | 41.8 | STRONG_BUY | LISTINGS_DISCOUNT | 57 | 25 |
| 26351 | 38.8 | OVERHEATED | VACANCY | — | 25 |
| 26443 | 34.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 26384 | 34.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 26611 | 34.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 25267 | 33.6 | EARLY_SIGNAL | VACANCY | 25 | 18 |
| 26342 | 33.5 | EARLY_SIGNAL | VACANCY | 25 | 18 |
| 26137 | 32.1 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/26638
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.