ZIP
28016
NC · County 37071 · pop 12,882 (population)
35.6
Opportunity Index
WATCHLISTNational rank #8294
Why This ZIP
ZIP 28016 ranks #8294 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28016 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37071 — ZIP 28016 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37071 — ZIP 28016 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37071 — ZIP 28016 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.6 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.3 |
| Construction Pressure | 45.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8294
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp37.4
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
11.8
Auction / REO
—
Construction Pressure
45.5
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
38.6
Bank Institutional
60.3
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
133.0
Price Cut %
10.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.8%
Bank Score
60.3
Insurance Score
0.0
Listings Discount
38.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28016 | 34.4 | 19.5 | 0.0 | 38.6 |
| County 37071 | 30.7 | 19.4 | 0.0 | 24.9 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28021 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 44 | 19 |
| 28086 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 22 |
| 28052 | 34.4 | EARLY_SIGNAL | VACANCY | 35 | 20 |
| 28101 | 33.9 | WATCHLIST | LISTINGS_DISCOUNT | 47 | 20 |
| 28056 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 20 |
| 28164 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 18 |
| 28080 | 32.6 | EARLY_SIGNAL | VACANCY | 39 | 16 |
| 28092 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 17 |
| 28054 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 20 |
| 28034 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28016
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.