ZIP
28304
NC · County 37051 · pop 36,634 (population)
39.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #2885
Why This ZIP
ZIP 28304 ranks #2885 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28304 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37051 — ZIP 28304 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37051 — ZIP 28304 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37051 — ZIP 28304 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.3 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 55.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2885
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.4
Pulse score37.8
Signal Breakdown — 10 Categories
Vacancy
10.3
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
46.3
Bank Institutional
55.4
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
105.3
Price Cut %
7.9%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
10.3%
Bank Score
55.4
Insurance Score
0.0
Listings Discount
46.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28304 | 37.8 | 18.0 | 0.0 | 46.3 |
| County 37051 | 36.4 | 17.5 | 0.0 | 36.2 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28384 | 43.7 | STRONG_BUY | VACANCY | 59 | 22 |
| 28318 | 41.2 | STRONG_BUY | VACANCY | 51 | 23 |
| 28312 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 20 |
| 28371 | 40.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 55 | 21 |
| 28305 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 46 | 19 |
| 28395 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 49 | 19 |
| 28303 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 41 | 19 |
| 28314 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 19 |
| 28344 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 23 |
| 28306 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 37 | 19 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/28304
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.