ZIP
28396
NC · County 37165 · pop 2,384 (population)
37.2
Opportunity Index
OVERHEATEDNational rank #5394
Why This ZIP
ZIP 28396 ranks #5394 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 41.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28396 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37165 — ZIP 28396 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37165 — ZIP 28396 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37165 — ZIP 28396 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 52.0 |
| Property Stress | 39.0 |
| Vacancy | 17.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.5 |
| Construction Pressure | 6.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5394
PhaseOVERHEATED
Primary driverVACANCY
Capital opp41.9
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
17.6
Auction / REO
—
Construction Pressure
6.3
FL Deep Bonus
—
Property Stress
39.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
52.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.6%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28396 | 34.1 | 43.3 | 0.0 | — |
| County 37165 | 39.5 | 42.6 | 0.0 | 46.7 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28351 | 45.7 | STRONG_BUY | VACANCY | 64 | 39 |
| 28352 | 43.3 | STRONG_BUY | VACANCY | 50 | 39 |
| 28364 | 42.4 | STRONG_BUY | BANK_INSTITUTIONAL | 50 | 24 |
| 28343 | 39.8 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 46 | 39 |
| 28345 | 37.7 | OVERHEATED | VACANCY | 32 | 33 |
| 28363 | 33.9 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 37 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28396
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.