ZIP
28631
NC · County 37009 · pop 724 (population)
30.1
Opportunity Index
WEAKNational rank #22248
Why This ZIP
ZIP 28631 ranks #22248 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28631 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37009 — ZIP 28631 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37009 — ZIP 28631 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37009 — ZIP 28631 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 32.8 |
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 32.9 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22248
PhaseWEAK
Primary driverVACANCY
Capital opp37.0
Pulse score25.5
Signal Breakdown — 10 Categories
Vacancy
32.8
Auction / REO
—
Construction Pressure
32.9
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
32.8%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28631 | 25.5 | 17.4 | 0.0 | — |
| County 37009 | 34.2 | 28.0 | 0.0 | 17.4 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28643 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 47 | 27 |
| 28698 | 39.1 | OVERHEATED | VACANCY | — | 33 |
| 28693 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 51 | 27 |
| 28684 | 37.7 | OVERHEATED | VACANCY | — | 31 |
| 28644 | 35.0 | EARLY_SIGNAL | VACANCY | — | 29 |
| 28617 | 34.4 | EARLY_SIGNAL | VACANCY | — | 27 |
| 28615 | 34.4 | EARLY_SIGNAL | VACANCY | — | 27 |
| 28626 | 34.4 | EARLY_SIGNAL | VACANCY | — | 27 |
| 28694 | 34.4 | EARLY_SIGNAL | VACANCY | 20 | 27 |
| 28640 | 32.9 | EARLY_SIGNAL | VACANCY | 12 | 27 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/28631
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.