ZIP
28644
NC · County 37005 · pop 1,123 (population)
35.0
Opportunity Index
EARLY_SIGNALNational rank #9575
Why This ZIP
ZIP 28644 ranks #9575 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28644 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37005 — ZIP 28644 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37005 — ZIP 28644 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37005 — ZIP 28644 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 45.3 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 29.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 32.3 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9575
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.9
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
45.3
Auction / REO
—
Construction Pressure
32.3
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
45.3%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28644 | 31.7 | 30.0 | 0.0 | — |
| County 37005 | 36.1 | 31.9 | 0.0 | 23.1 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28675 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 39 | 31 |
| 28627 | 35.5 | EARLY_SIGNAL | VACANCY | — | 31 |
| 28663 | 35.5 | EARLY_SIGNAL | VACANCY | — | 31 |
| 28623 | 35.4 | EARLY_SIGNAL | VACANCY | — | 31 |
| 28668 | 30.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 28631 | 30.1 | WEAK | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/28644
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.