ZIP
28705
NC · County 37121 · pop 6,733 (population)
37.4
Opportunity Index
OVERHEATEDNational rank #5113
Why This ZIP
ZIP 28705 ranks #5113 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28705 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37121 — ZIP 28705 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37121 — ZIP 28705 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37121 — ZIP 28705 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 49.0 |
| Property Stress | 40.0 |
| Vacancy | 29.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5113
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.7
Pulse score41.2
Signal Breakdown — 10 Categories
Vacancy
29.9
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
40.0
HOA / Federal Liens
—
Listings Discount
18.3
Bank Institutional
68.3
Insurance Distress
0.0
Foreclosure / Delinquency
49.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
29.9%
Bank Score
68.3
Insurance Score
0.0
Listings Discount
18.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28705 | 41.2 | 43.1 | 0.0 | 18.3 |
| County 37121 | 41.7 | 41.8 | 0.0 | 30.2 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28777 | 41.8 | STRONG_BUY | VACANCY | 39 | 38 |
| 28740 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 38 | 35 |
| 28749 | 31.2 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28705
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.