ZIP
28740
NC · County 37199 · pop 1,872 (population)
38.2
Opportunity Index
PEAK_OPPORTUNITYNational rank #3998
Why This ZIP
ZIP 28740 ranks #3998 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 45.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28740 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37199 — ZIP 28740 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37199 — ZIP 28740 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37199 — ZIP 28740 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 41.0 |
| Listings Discount | 37.6 |
| Property Stress | 35.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.5 |
| Construction Pressure | 0.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3998
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp45.7
Pulse score33.2
Signal Breakdown — 10 Categories
Vacancy
28.1
Auction / REO
—
Construction Pressure
0.7
FL Deep Bonus
—
Property Stress
35.0
HOA / Federal Liens
—
Listings Discount
37.6
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
41.0
Top-Line Metrics
Avg DOM (days)
8.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
28.1%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
37.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28740 | 33.2 | 37.4 | 0.0 | 37.6 |
| County 37199 | 38.4 | 32.7 | 0.0 | 34.0 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28754 | 41.8 | STRONG_BUY | VACANCY | 37 | 30 |
| 28777 | 41.8 | STRONG_BUY | VACANCY | 39 | 38 |
| 28714 | 38.2 | OVERHEATED | VACANCY | 34 | 31 |
| 28705 | 37.4 | OVERHEATED | VACANCY | 18 | 40 |
| 28755 | 27.2 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28740
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.