ZIP
28731
NC · County 37089 · pop 9,075 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18563
Why This ZIP
ZIP 28731 ranks #18563 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28731 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37089 — ZIP 28731 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37089 — ZIP 28731 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37089 — ZIP 28731 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 29.0 |
| Property Stress | 27.0 |
| Vacancy | 13.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.5 |
| Construction Pressure | 5.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#18563
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.5
Pulse score26.1
Signal Breakdown — 10 Categories
Vacancy
13.5
Auction / REO
—
Construction Pressure
5.6
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.5%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28731 | 26.1 | 28.2 | 0.0 | — |
| County 37089 | 30.6 | 27.4 | 0.0 | 23.8 |
| NC state avg | 33.4 | 23.4 | 0.3 | 29.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28711 | 37.8 | OVERHEATED | VACANCY | 35 | 31 |
| 28766 | 37.5 | OVERHEATED | VACANCY | 34 | 31 |
| 28732 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 28 |
| 28790 | 35.1 | WATCHLIST | VACANCY | 38 | 26 |
| 28773 | 34.8 | EARLY_SIGNAL | VACANCY | — | 30 |
| 28759 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 28729 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 28739 | 33.1 | EARLY_SIGNAL | VACANCY | 22 | 26 |
| 28704 | 32.8 | EARLY_SIGNAL | VACANCY | 13 | 32 |
| 28792 | 32.6 | EARLY_SIGNAL | VACANCY | 28 | 26 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/28731
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.