ZIP
28742
NC · County 37089 · pop 3,026 (population)
28.8
Opportunity Index
WEAKNational rank #25416
Why This ZIP
ZIP 28742 ranks #25416 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 28742 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37089 — ZIP 28742 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37089 — ZIP 28742 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37089 — ZIP 28742 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 25.0 |
| Vacancy | 5.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.5 |
| Construction Pressure | 3.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25416
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp39.1
Pulse score22.0
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
3.5
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28742 | 22.0 | 25.4 | 0.0 | — |
| County 37089 | 30.1 | 26.0 | 0.0 | 23.7 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28711 | 37.4 | OVERHEATED | VACANCY | 35 | 30 |
| 28766 | 36.9 | OVERHEATED | VACANCY | 34 | 29 |
| 28732 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 27 |
| 28790 | 34.7 | WATCHLIST | VACANCY | 38 | 25 |
| 28773 | 34.1 | EARLY_SIGNAL | VACANCY | — | 28 |
| 28759 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 28729 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 28739 | 32.7 | EARLY_SIGNAL | VACANCY | 22 | 25 |
| 28704 | 32.3 | EARLY_SIGNAL | VACANCY | 13 | 31 |
| 28792 | 32.2 | EARLY_SIGNAL | VACANCY | 27 | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/28742
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.