ZIP
28774
NC · County 37175 · pop 1,437 (population)
39.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #2653
Why This ZIP
ZIP 28774 ranks #2653 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 45.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 28774 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 37175 — ZIP 28774 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 37175 — ZIP 28774 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 37175 — ZIP 28774 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 71.8 |
| Listings Discount | 37.7 |
| Foreclosure / Delinquency | 36.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 55.6 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2653
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp45.4
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
71.8
Auction / REO
—
Construction Pressure
55.6
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
37.7
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
36.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
71.8%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
37.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 28774 | 35.5 | 33.0 | 0.0 | 37.7 |
| County 37175 | 37.9 | 31.7 | 0.0 | 15.6 |
| NC state avg | 32.7 | 21.8 | 0.3 | 29.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 28708 | 37.6 | OVERHEATED | VACANCY | — | 30 |
| 28718 | 37.6 | OVERHEATED | VACANCY | — | 30 |
| 28747 | 37.6 | OVERHEATED | VACANCY | — | 30 |
| 28768 | 37.6 | OVERHEATED | VACANCY | — | 30 |
| 28772 | 37.6 | OVERHEATED | VACANCY | — | 30 |
| 28712 | 37.1 | OVERHEATED | VACANCY | 22 | 30 |
| 28766 | 36.9 | OVERHEATED | VACANCY | 34 | 29 |
| 28739 | 32.7 | EARLY_SIGNAL | VACANCY | 22 | 25 |
| 28742 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 25 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/28774
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.