ZIP
31811
GA · County 13145 · pop 5,976 (population)
38.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #4148
Why This ZIP
ZIP 31811 ranks #4148 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 31811 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 13145 — ZIP 31811 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 13145 — ZIP 31811 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 13145 — ZIP 31811 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.3 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.1 |
| Construction Pressure | 57.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4148
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp37.9
Pulse score38.2
Signal Breakdown — 10 Categories
Vacancy
10.0
Auction / REO
—
Construction Pressure
57.6
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
45.3
Bank Institutional
71.1
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.0%
Bank Score
71.1
Insurance Score
0.0
Listings Discount
45.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 31811 | 38.2 | 19.4 | 0.0 | 45.3 |
| County 13145 | 30.3 | 19.7 | 0.0 | 31.4 |
| GA state avg | 32.3 | 20.2 | 0.4 | 33.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 31831 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 31808 | 36.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 50 | 21 |
| 31804 | 35.7 | WATCHLIST | VACANCY | 44 | 20 |
| 31822 | 34.6 | WATCHLIST | VACANCY | 38 | 19 |
| 31829 | 33.6 | WATCHLIST | LISTINGS_DISCOUNT | 42 | 22 |
| 31823 | 33.1 | EARLY_SIGNAL | VACANCY | — | 20 |
| 31826 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 31833 | 32.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 31830 | 30.4 | WEAK | VACANCY | — | 19 |
| 31807 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/31811
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.