ZIP
31812
GA · County 13263 · pop 518 (population)
36.7
Opportunity Index
OVERHEATEDNational rank #6192
Why This ZIP
ZIP 31812 ranks #6192 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 38.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 31812 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 13263 — ZIP 31812 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 13263 — ZIP 31812 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 13263 — ZIP 31812 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 24.0 |
| Vacancy | 20.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 93.5 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6192
PhaseOVERHEATED
Primary driverVACANCY
Capital opp38.4
Pulse score35.5
Signal Breakdown — 10 Categories
Vacancy
20.9
Auction / REO
—
Construction Pressure
93.5
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.9%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 31812 | 35.5 | 24.1 | 0.0 | — |
| County 13263 | 38.6 | 22.6 | 0.0 | 20.2 |
| GA state avg | 32.3 | 20.2 | 0.4 | 33.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 31836 | 46.2 | STRONG_BUY | VACANCY | 53 | 24 |
| 31827 | 39.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 24 |
| 31831 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 44 | 22 |
| 31816 | 35.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 31801 | 34.9 | WATCHLIST | LISTINGS_DISCOUNT | 41 | 24 |
| 31826 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 31810 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/31812
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.