ZIP
32024
FL · County 12023 · pop 20,644 (population)
35.6
Opportunity Index
WATCHLISTNational rank #8226
Why This ZIP
ZIP 32024 ranks #8226 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 45.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32024 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12023 — ZIP 32024 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12023 — ZIP 32024 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12023 — ZIP 32024 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.0 |
| Property Stress | 23.0 |
| Foreclosure / Delinquency | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.4 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8226
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp45.2
Pulse score29.2
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
53.4
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
42.0
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
166.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
42.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32024 | 29.2 | 24.6 | 0.0 | 42.0 |
| County 12023 | 34.4 | 24.0 | 0.0 | 40.9 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32094 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 49 | 30 |
| 32038 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 22 |
| 32055 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 32096 | 37.9 | OVERHEATED | VACANCY | — | 34 |
| 32643 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 23 |
| 32025 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 22 |
| 32061 | 25.8 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/32024
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.