ZIP
32055
FL · County 12023 · pop 16,792 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3203
Why This ZIP
ZIP 32055 ranks #3203 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 40.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 32055 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 12023 — ZIP 32055 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 12023 — ZIP 32055 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 12023 — ZIP 32055 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.9 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 21.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.4 |
| Construction Pressure | 57.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3203
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp40.5
Pulse score37.9
Signal Breakdown — 10 Categories
Vacancy
14.1
Auction / REO
—
Construction Pressure
57.6
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
44.9
Bank Institutional
59.4
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
37.1
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.1%
Bank Score
59.4
Insurance Score
0.0
Listings Discount
44.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 32055 | 37.9 | 23.3 | 0.0 | 44.9 |
| County 12023 | 34.4 | 24.0 | 0.0 | 40.9 |
| FL state avg | 37.8 | 29.6 | 4.4 | 35.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 32094 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 49 | 30 |
| 32038 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 22 |
| 32096 | 37.9 | OVERHEATED | VACANCY | — | 34 |
| 32643 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 23 |
| 32025 | 36.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 22 |
| 32024 | 35.6 | WATCHLIST | LISTINGS_DISCOUNT | 42 | 23 |
| 32061 | 25.8 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/32055
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.